Welcome to Nitty-Gritty Money Where Life and Money Meet

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<p style="text-align: justify;">My name is “Nan” and I am the author of the book Fearless: A Journey to Financial Peace.
In the book I describe my journey from deep financial debt to freedom from that debt.The most pivotal thing I learned was that I had a relationship with money in fact an emotional relationship. We all do. Diving into my emotions and being truthful is the beginning of a true financial journey.</p>
<p style="text-align: justify;">Rarely easy, work with the soul is usually placed squarely in that place you would rather not visit. In emotion, we don’t want to feel, and in an understanding, we would prefer to do without.</p>
<p style="text-align: justify;">—Thomas Moore, Care of the Soul</p>
<p style="text-align: justify;">In the famous D. H. Lawrence short story, “The Rocking Horse Winner,” a young boy is able to hear the walls of his home crying out for money. After the boy is given a rocking horse, a strange phenomenon occurs. When he rocks on his horse, he can accurately predict the outcome of an upcoming horserace. His mother is desperate for money, so she instructs the boy to rock on his horse before each race to predict a winner. The desperation of the mother and the crying out of the house mounts until the boy rocks himself to death.</p>
<p style="text-align: justify;">My relationship with money began like the boy in the story. From the age of ten, I felt responsible for our family’s financial problems. When I was eleven, I bought a bath mat that looked like a hundred dollar bill. I placed it by my bed so I could step out on it each morning to remind myself that I wanted money in my life.</p>
<p style="text-align: justify;">Financial behaviors can include overspending, crisis living, blaming others, casual spending, and keeping sloppy books. Financial behaviors can also include a good budget,spending money that does not need tracking, passive income, and financial plans. Behavior is the carriage of our beliefs. One destructive money habit I brought into my marriage was the idea of getting rid of all our money before anyone could ask for it. I had been emotionally hurt in the past by people manipulating me out of my money, and I didn’t want to be hurt again.</p>
<p style="text-align: justify;">A helpful book for me was The Financial Wisdom of Ebenezer Scrooge: 5 Principles to Transform Your Relationship with Money by Ted Klontz, Brad Klontz, and Rick Kahler. The book introduces the idea of money scripts. We learn money scripts in childhood. Scripts are the deep-seated beliefs that control our behavior about money.Nitty-gritty money is a no-nonsense resource for people like you who want to improve their financial position.</p>
<p style="text-align: justify;">This is not a get-rich-quick blog it is a place for understanding your own relationship with money. If you would like to learn more about emotion and money and how to define your money scripts please email me at nitty-gritty money.</p>
<p style="text-align: justify;">Once you subscribe, I will start you off with my free two-part e-course called “Mindfulness with Money.”</p>
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